Offer business banking solutions that improve efficiencies.

Seamlessly build business banking solution into your product that saves costs for your corporate customers and improve their efficiency. Give businesses the seamless banking service they crave.

Simply, business banking for corporate customers.

Offer Business Loans

Add the functionality to offer business loans to corporate customers based on financial history and future earnings. Let your users instantly access loans offers and easily manage their loans via web and mobile apps.

  • Variety of business loans
  • Automate loan monitoring and debt collection
  • Borrower user interface

Income and Expense Management

Offer businesses real-time expense tracking and management capabilities. Streamline and automate your business expense tracking and receivables. Improve cashflow, cut financing costs and increase turnover.

  • Monitor expenses
  • Manage under/over payments
  • Automatic and manual account reconciliations

Build a Real-time Currency Exchange

Build quick currency conversation and exchange features into your product—whether it's fiat to fiat, cryptocurrency to cryptocurrency, fiat to cryptocurrency and vice versa. Set up commission charges to offer customers the best rates.

  • Real-time currencies conversation
  • Quick exchange
  • Charge competitive commissions

User Account and Wallet

Issue virtual accounts with complete and personalized business wallets to users. Multi-currency account feature let users create multiple accounts and hold funds in multiple currencies. Transfers between accounts are fast and easy.

  • Issue account number, IBANs, sort codes, SWIFT/BIC
  • Tailor wallet to user's needs
  • Multi-currency account feature

Instant & Cross-border Payments

Lets your customers send & receive money instantly, and make cross-border payments via card, QR codes, wire transfers, and even cryptocurrencies. Reduce cross-border payments risks relying on our compliance technologies and expertise.

  • Issue cards
  • Bill payments
  • eCommerce
  • Peer-to-Peer
  • Purchases

Onboard Customers

Instantly onboard individuals and corporate bodies using either our white-label UI or yours built through our API endpoints. Omnichannel approach makes it easy for your customers to start and finish onboarding across multiple channels.

  • Clean onboarding user interfaces
  • Advanced KYC/KYB Levels
  • Photo & video verifications
  • Document scan and review
  • Integrate with third-party KYC services

Explore Other Features

Extensive banking relationships with licence coverage
Whether you have an EMI/Banking license or looking to leverage that of a banking partner, SpotBanc accommodates your business.

Access to vast compliance expertise and technologies
Do business seamlessly by leveraging our country-specific compliance expertise and advanced KYC/eKYC, AML/CFT technologies.

Security at all levels
Keep clients' money and transactions secure with our A-grade tech and multi-level security protocols. Easily adjust protocols to fit customers' needs.

Extendible, plug and play components
Whatever banking services or functionality you want to build into your product, you can do so easily using our modern and reliable APIs.


Don’t take our word for it. See how SpotBanc helped Stern Bank deliver business banking solutions with ease.

What do your business customers want the most out of a financial product? Efficiency and cost reduction!
SpotBanc helps you offer seamless banking solutions for your business customers that saves them costs and improve efficiencies.
Read how SpotBanc helped Stern bank deliver online banking and trade finance services to small and medium-sized businesses.



Discover financial services you could offer customers by simply mixing and matching API-driven banking components.




Easily pick and switch Banking-as-a-Service providers at any time as you build the product your customers love.


Get Started in 4 Steps


1

Contact Us

Message us. Tell us a bit about your project.
2

Application Demo

We demonstrate SpotBanc’s capabilities to you
3

Contract

The contractual agreement between your team and ours.
4

Setup

We set up, test and evaluate SpotBanc within days.


Ready to Launch?

Schedule a call and let our experts answer your questions regarding SpotBanc capabilities. There’s so much more inside.