Break Limitations. Think Flexibility

Avoid the constraints of building on a single
banking-as-a-service platform. 

Experience the freedom to mix and match multiple host banks or switch partners anytime to deliver the banking your customers love.


An ingenious way to remove constraints and deposit risks

Building on a single BaaS provider can be restrictive, unsatisfactory to business needs or put your customers’ deposits at high risk. 

SpotBanc’s multi-homing feature lets create your idea solution from the banking suite of your preferred BaaS provider(s) with the freedom to hold clients’ money across multiple host banks simultaneously. It’s a game changer!

Gain the control you need to scale faster


Switch banking partners with ease

With multi-homing, it’s all about giving you greater control regarding business partnerships.

If you’re unsatisfied with your current host banks or partners at any time, switch to new providers on our ever-expanding ecosystem with minimal concerns over contractual breaches or high migration technicalities and costs.

You can leverage our pre-built partners or onboard yours at any time.

The cornerstones of our Multi-homing system


With our white-label approach, you take full ownership of the customer relationship no matter the banking partner you work with.

Ease of partner-switching

Avoid partner-locking with a single BaaS provider and quickly switch to a suitable provider by completing simple configurations on our system.

Deposit risks management

Reduce the risks associated with concentrating money within a single bank by spreading customers' deposits across multiple host banks within our ecosystem.

Robusity and multi-tenancy

Onboard your own banking and compliance partners into SpotBanc. Our ecosystem is ever robust to accommodate new partners.

Go Deeper! Discover the SpotBanc platform

Our Modular Banking approach

Learn our unique approach to building banking that saves you time and cost and helps you scale quicker.

Workflows to customize banking your way

Discover SpotBanc’s agile business components you can customize to power your unique financial offerings.

Key Features for endless possibilities

Explore powerful features built into SpotBanc that help you deliver outstanding customer experiences.