Serve the underserved with niche banking
Solve the financial needs of any customer group. Offer niche-based banking services such as private banking, corporate banking, wealth management and more—to your special clientele.
A banking blank canvas
- The exclusion of underserved communities from many financial services by legacy banks presents an opportunity for enterprises new fintech companies.
- These niche banks focus on offering unique products and services to specific groups of people.
- SpotBanc configurable banking platform offers a suite of workflows, integrations and partnerships to create and launch to market niche banks of any complexity and for any target demography.
Tailor banking for any customer base
- Setup banking business workflows and processes to start offering unique financial services
- Plug and play partners (from licensing and compliance to financial services solutions)
- Brand the customer interfaces of your niche bank web portal or mobile app
- Administrator’s portal to manage your bank
Create banking that meets exact customer needs
Onboard users with an instant and paperless process. Focus on your product, and leave the compliance to us.
Zero friction onboarding for individuals and businesses
Omnichannel and automated onboarding process
White-label application form
Build payments into your niche product by accessing a suite of payment tools.
Multiple payment methods (across fiat and cryptocurrencies)
Setup fees and rates
Payment accounting and reconciliation
Create and manage bank accounts your customers can use to move funds easily.
Unlimited account number per user
Issue IBANs, internal account number, sort codes, SWIFT/BIC
Integrate external systems to offer richer services to customers. Use our solutions or onboard yours.
Issue physical and virtual branded cards
See how Stern Bank deliver online banking and trade finance services to SMEs
Key features that make it all possible
We own compliance and have done the heavy lifting of reducing the risk of financial fraud so you can run your business smoothly.
Prevent unauthorized access to tools using cutting-edge security technologies. Distribute access rights to your staff with varying authorizations.
Our suite of flexible components and APIs lets you build out unique functionalities, integrate third-party services and brand your product.
SpotBanc robust and multi-tenant architecture allows multiple clients' systems to run concurrently on a central server with 99% system uptime.
It doesn’t stop here. There’s a lot more inside
Our Plug and Play Ecosystem
Our industry-leading partners are pre-integrated into SpotBanc to provide solutions across
Banking-as-a-Service, credit, loan management, KYC and more.
Ready To Launch?
Bring your product to life in days
See what else you could build
The easiest way to launch your financial product
Innovate, orchestrate and launch to market a new digital banking service within days.
Offer frictionless electronic money services for moving money globally with ease.
Deliver high-end asset management service that makes you the go-to wealth manager.
Virtual Account Management
Issue and manage pooled virtual accounts and in-house banking via a single touchpoint.