Serve the underserved with niche banking

Solve the financial needs of any customer group. Offer niche-based banking services such as private banking, corporate banking, wealth management and more—to your special clientele.

HOW IT WORKS

A banking blank canvas

  • The exclusion of underserved communities from many financial services by legacy banks presents an opportunity for enterprises new fintech companies. 

  • These niche banks focus on offering unique products and services to specific groups of people.

  • SpotBanc configurable banking platform offers a suite of workflows, integrations and partnerships to create and launch to market niche banks of any complexity and for any target demography.

Tailor banking for any customer base

  • Setup banking business workflows and processes to start offering unique financial services

  • Plug and play partners (from licensing and compliance to financial services solutions) 

  • Brand the customer interfaces of your niche bank web portal or mobile app

  • Administrator’s portal to manage your bank
BENEFITS

Create banking that meets exact customer needs

Onboarding

Onboard users with an instant and paperless process. Focus on your product, and leave the compliance to us.

  • Zero friction onboarding for individuals and businesses
  • Omnichannel and automated onboarding process
  • White-label application form
Payments

Build payments into your niche product by accessing a suite of payment tools.

  • Multiple payment methods (across fiat and cryptocurrencies)
  • Setup fees and rates
  • Payment accounting and reconciliation
Accounts

Create and manage bank accounts your customers can use to move funds easily.

  • Unlimited account number per user
  • Issue IBANs, internal account number, sort codes, SWIFT/BIC
  • Fully-managed compliance
Embedded finance

Integrate external systems to offer richer services to customers. Use our solutions or onboard yours.

  • Issue physical and virtual branded cards
  • Seamless integrations
CUSTOMER STORY

See how Chromepay provided customers, merchants & small businesses with quick and secured digital payment platforms

Key features that make it all possible

Fully Compliant

We own compliance and have done the heavy lifting of reducing the risk of financial fraud so you can run your business smoothly.

Maximum Security

Prevent unauthorized access to tools using cutting-edge security technologies. Distribute access rights to your staff with varying authorizations.

Customizable

Our suite of flexible components and APIs lets you build out unique functionalities, integrate third-party services and brand your product.

Reliable

SpotBanc robust and multi-tenant architecture allows multiple clients' systems to run concurrently on a central server with 99% system uptime.

It doesn’t stop here. There’s a lot more inside

PARTNERS

Our Plug and Play Ecosystem

Our industry-leading partners are pre-integrated into SpotBanc to provide solutions across
Banking-as-a-Service, credit, loan management, KYC and more.

Ready To Launch?

Bring your product to life in days

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