• Offer banking services in 21 days with our Bank-in-a-Box solution

    Whether you are a neobank, electronic money institution, or simply offering banking services, we have assembled everything needed to launch financial products timely and cost-effectively.

    -Fastest time to market
    -Great value for money
    -Complete suite of banking components

  • Bring your own partners or access multiple banking partners using our multi-homing feature

    Flexibility to choose a fitting partner from multiple banks within SpotBanc ecosystem. We continue to collaborate with partners worldwide so you can offer seamlessly localized and borderless banking services.

    -Card issuing & IBANs issuing
    -Cryptocurrency support
    -British account number, branch code (sort code)
    -US account numbers
    -Issue wallet accounts

  • Do business with peace of mind that extends to your customers

    Run your business on a fast, reliable and secured platform that is trusted by neobanks, lending firms, EMIs and start-ups.

    -Secured customers data
    -Secured hosting
    -IP whitelisting
    -Fraud detection analyser

  • Think globally. Act locally

    Gain access to extensive country-specific compliance expertise and compliance technologies to ensure your business model and operations remain seamless.

    -Compliant AML
    -Regulatory reporting
    -Biometric KYC checks
    -PSD2 and GDPR
    -Meet requirements faster

Everything needed to build a bank in one solution

SpotBanc Bank-in-a-Box™

Start-ups, neobanks and EMIs face several technological, business and compliance challenges when setting up banking services—notably the time-consuming process of finding banking partners or building banking architectures from scratch.

SpotBanc Bank-in-a-Box™ incorporates all banking components—Banking-as-a-Service (BaaS), compliance, workflow technologies, payment network, business expertise and more—required to build a functional financial product within 21 days.

Why choose SpotBanc?

Build your ideal financial product with extensive unique features and go live in under 21 days, not months.

Single access point to a suite of banking components required to start offering unique banking services to your customers.

Design your product using our user interface or build yours using our rich set of APIs. Mix & match banking partners and integrate third-party services to scale.

Get complete banking components, our business expertise, access to banking partners, business lifetime support—all at competitive rates.

Deliver banking services on a secure platform compliant with country-specific legal requirements and trusted by leading brands and start-ups.

Collaborate with our banking, compliance and payout partners or bring yours onboard to help build and scale your financial product.

Create your unique product using SpotBanc banking components

One solution serving multiple verticals

Electronic Money Institutions

Design and scale a standard e-money ecosystem or online bank that allows customers to move money globally with ease.


All banking components, banking APIs and license coverage required to build and launch a neobank in 21 days. Your idea, our tools.

Challenger Banks

Launch a challenger bank using our bank-in-a-box solution, our partners or yours, and country-specific compliance expertise.

Business Banks

Build seamless business banking solutions into your product that saves costs for corporate customers and improve their efficiencies.

Private Banks

Give VIP clients exquisite, highly secured and personalized digital banking experiences leveraging our premium private banking solution.

Specialist Banks

No matter how unique or complex your special banking idea is, you can build it using SpotBanc.

Loan Management

Offer customers innovative loan products and automate loan management processes from loan creation to debt collection.

SpotBanc VAM™

Manage customers' pooled virtual accounts and in-house banking activities using our Virtual Account Management solution.

We help create financial powerhouses

Experience a world of banking APIs


Financial services are shifting from banks to neobanks and non-banking businesses. Banking-as-a-Service (BaaS) lets any business integrate digital banking services directly into their products without having to shoulder the technological and regulatory complexities.

By partnering with multiple BaaS providers, SpotBanc not only connects you to limitless banking APIs but also gives you the flexibility to switch and select banking partners anytime to build the financial services your customers would love.

SpotBanc customers' stories

How SpotBanc helped Pagotec build an e-money platform for facilitating cross-border payments.

How SpotBanc helped Stern bank deliver online banking and trade finance services to small and medium-sized businesses.


Is building a Digital Bank worth it in 2022?

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Get Started in 4 Steps


Contact Us

Message us. Tell us a bit about your project.


We demonstrate SpotBanc’s capabilities to you.


Contractual agreement between your team and ours.


We set up, test and evaluate SpotBanc within days.

Ready to launch your ideal product?

Schedule a demo and let's start building the financial product your customers would love.