Launch or automate remittance business
Our remittance solution allows international money transfer operators to launch remittance services or streamline their remittance business operations through automation.
Offer bank transfers, cash pick-up, m-money, airtime top-up, bill payments, and more to customers.
Own your full branded web and mobile remittance apps
Fully customize your remittance mobile application and web portal using our UI components and flexible workflows or build out your using our APIs.
- Setup workflows for your remittance app
- Support as many fiat and cryptocurrencies payments as your customers require
- Brand your payment product UI and launch
- Web portal and mobile app (Andriod and iOS)
Full fledge administrative console
Manage your business through a complete administrative backend designed for efficiency and convenience.
- Leverage and setup smart AML and KYC rules to guide your business
- Configure and manage your own exchange rate, fees, commissions and tax rates
- Super-admin access gives you complete control over your business from agents to employees
Embed remittance into your product
- Simplify cross-border payments for customers by adding international remittance capabilities to your product using our APIs
- Powerful automation to streamline remittance business operations
- Enable merchants to collect wallet, credit card or bank payments
- Collect payments on behalf of merchants and manage payout
Designed for the way your customers move money
Bank transfer and Cash pickup
Your customers can send money through online or SMS bank transfer or agent locations and have beneficiaries withdraw funds through their banks or pick up cash at agent locations near them.
- Bank transfer and cash pick-up in over 70 countries
- Online and SMS bank transfer
- Leverage agency network to facilitate cash payment and cash pickup
Mobile airtime top-up
Enable mobile airtime top-up within your remittance app to let your customers top up a click from anywhere worldwide. This creates additional revenue for your business
- Facilitate mobile airtime top-up to over 140 countries
- Create additional revenue for your business
- Manage rates and commissions
Reduce cross-border payout risk by relying on our extensive and efficient payout network. Payments orders are duly executed and recorded for tracking.
- Powerful payment switch orchestrates payment transactions
- Transparent payout accounting system for easy tracking
- Leverage FX opportunities
Let your customer pay bills virtually from anywhere in the world; be it one-time payments, recurring bills, subscriptions, school fees, donations, charities and more.
- Instant local or international bill payments
- Customers can pay bills for relatives irrespective of location
- Easy automation of recurring billing
Allow customers to seamless make payments to unbanked beneficiaries worldwide. Beneficiaries can access funds on mobile as withdraw cash via agents.
- Enable mobile money transactions in over 250 countries
- Real-time currency exchange or conversations
- Support deposits and account balances in crypto
Manage agency/branch network
Reach more customers through the creation and management of an agency network worldwide. Your customers can deposit, withdraw, pay bills, check balances and more through your agent locations.
- Full agent management technology for fee sharing, agent hierarchy, reporting and more
- Setup rate and commission for agents and assign roles (sub-agent or super-agent)
- Monitor agents’ activities and finances through Super Admin access
See how Chromepay provided customers, merchants & small businesses with quick and secured digital payment platforms
Key features that make it all possible
We own compliance and have done the heavy lifting of reducing the risk of financial fraud so you can run your business smoothly.
Prevent unauthorized access to tools using cutting-edge security technologies. Distribute access rights to your staff with varying authorizations.
Our suite of flexible components and APIs lets you build out bespoke functionalities, integrate third-party services and brand your product.
SpotBanc robust and multi-tenant architecture allows multiple clients' systems to run concurrently on a central server with 99% system uptime.
It doesn’t stop here. There’s a lot more inside
Our Plug and Play Ecosystem
Our industry-leading partners are pre-integrated into SpotBanc to provide solutions across
Banking-as-a-Service, credit, loan management, KYC and more.
Ready To Launch?
Bring your product to life in days
See what else you could build
The easiest way to launch your financial product
Customize or embed a digital wallet solution where customers can store values or make payments.
Offer innovative loan products backed by a powerful lending system that automates processes.
Innovate, orchestrate and launch to market a new digital banking service within days.
Virtual Account Management
Issue and manage pooled virtual accounts and in-house banking via a single touchpoint.