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We must let go of the life we have planned, so as to accept the one that is waiting for us.

03

Mar 2022

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Neobanks: Everything You Need to Know

Neobanks came about as a result of bridging the gap between traditional banks and customer expectations. These digital-only platforms promise a seamless banking experience at lower costs to customers.

04

Feb 2022

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African Banks and Non-Bank Entities Yet to Embrace Banking-as-a-Service

In the future, almost all businesses would be a fintech thanks to the Banking-as-a-Service revolutionary business model. While the model is sweeping up lots of businesses worldwide, African businesses are left lagging behind. Here's why.

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Nov 2021

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FinTech Startups: 9 Growth Hacks for Fintech Startups in 2021

Being one of the fastest-growing industries in the world, fintech has tentacles into everything from banking, insurance, and engineering to manufacturing, healthcare, and agriculture. It’s not hard to understand why the growth rate keeps skyrocketing. 

02

Nov 2021

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You Don’t Have to Be a Bank to Be a Bank

This is what most people think when they imagine banks, even today. But unless you’ve been living in the 16th century all these years, you would have come to the realisation that modern banking goes way beyond safe-keeping money or big buildings for that matter.

02

Nov 2021

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Generalist vs Specialist Banking

The argument around the differences between general (generalist) banking and specialist banking can be analyzed from several viewpoints. A customer’s view of these terms would differ from that of an industrial analyst and so on.

02

Nov 2021

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What to Lookout for When ‘Shopping’ for a Digital Banking Software

The need for a white-label banking software or platform may arise when a business switches services to offering banking services or when a financial enterprise needs to adopt specific banking capabilities not easily developed in-house. It then becomes necessary to leverage ready-made digital banking software.

01

Nov 2021

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Failing Profitability of European Banks – An Opportunity for Rising Digital Banks?

For over a decade many European banks have struggled to stay above the profitability line, according to Kearney’s 2021 European Retail Banking Radar Despite implementing significant cost reduction measures, such as reducing branch networks and laying off employees in numbers, European banks’ cost-to-income ratios (CIRs) have remained largely unchanged.

01

Nov 2021

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2025: 10 Banking Technologies That Would Change the Banking Space by 2025

Banking as we know it has changed since the introduction of computers and the birth of the internet. The financial landscape remains one of the fastest evolving spaces in the world, only behind the big tech – and it doesn’t look to be slowing down anytime soon. By leveraging modern technologies and taking cues from disruptive fintechs, banks have gotten smarter with products, customer data, and overall operational efficiency.

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