Treasury Management System (TMS)

Spotbanc TMS gives clients real-time insight into their business cash-flow position. Track recorded day-to-day cash-flow details and generate periodic cash-flow reports. View accounts balances, details, and transaction histories. Information updated in real-time helps clients make informed decisions on the spot based on real-time data.

SpotBanc enables cash-flow forecasting and asset monitoring through our powerful financial insights and displays of meaningful information. Transactional data is pulled from various internal and external sources. Vital for predicting estimated annual revenues against expenses and influencing management financial decisions.

Centralize all payments to make transactions and payments accounting easier. Spotbanc gives you access to billers and service providers in more than 100 countries with further freedom to integrate with other suppliers or billers’ platforms.

An automatic account reconciliation tool built into Spotbanc enables reconciliations of payments and balances across accounts and for auditing. Our payment-reconciliation software flags discrepancies within accounts under reconciliation for investigations and analysis.

Spotbanc is enriched with debt management capabilities for managing the tracking and collection of loans and viewing debtors' accounts. The system is equally equipped with debt refactoring functionalities to allow the purchase and resale of debts collected. Easily buy delinquent or charged-off debt at a fraction of the debt's face value, track and manage debt collection or resell all or portions of the debt. Spotbanc flexibility allows you to perform a combination of these actions.

A powerful bank account management tool, Spotbanc enables all digital banking features, from transaction processing to digital interactions. Clients can set up account authorizations and set limits for specific banking services. Omnichannel data synchronization allows clients easy access to banking via web or mobile applications.

Spotbanc enables clients to create as many accounts and sub-accounts as they need and work with as many currencies per account as you support and make available.

Clients may transfer value between their accounts and make payments to others directly, taking advantage of foreign exchange and cross-border payments functionality. Auto-sweep account feature allows clients to automate transfers of balances in different accounts into one account at their preferred set time.

A complete financial engine for monitoring real-time transactions, instant account settlement and reconciliations, auditing, interest rates, and financial statements. Get valuable analytical insights into business and marketing data such as clients’ profiles, conversion rate, company turnover, and more with our in-built analytics tool.

Smart risk-management tool for ensuring your business remains compliant. Monitoring clients' financial operations to prevent fraud, money laundering, illicit trading, tax evasion, terrorism financing, and any activity that might damage your business. Easily set up country-specific compliance rules.